/* =========================
   SECTION SPAN (12-col container)
========================= */
.home-hero,
.home-services,
.home-split,
.home-process,
.home-cta {
   grid-column: 1 / -1;
}

/* .home-hero, */
.home-services,
/* .home-split, */
/* .home-process, */
.home-cta {
   padding: 0 2rem;
}

/* =========================
   GRID OVERFLOW GUARD
========================= */
.hero-copy,
.hero-media,
.split-media,
.split-copy,
.service-card,
.step-card,
.cta-inner,
.section-head {
   min-width: 0;
}

/* Optional: protects against a single long string (rare but real) */
.hero-copy,
.split-copy,
.service-card,
.step-card {
   overflow-wrap: anywhere;
}

/* =========================
   HERO
========================= */
.home-hero {
   display: grid;
   grid-template-columns: repeat(12, minmax(0, 1fr));
   /* <-- KEY FIX */
   gap: 1.5rem;
   align-items: center;
}

.hero-copy {
   grid-column: 1 / span 7;
   display: grid;
   gap: 1rem;
}

.hero-kicker {
   font-family: var(--font-2-subheading);
   font-weight: 600;
   letter-spacing: 0.02em;
   color: var(--color-2);
}

.hero-copy h1 {
   max-width: 22ch;
}

.hero-highlight {
   color: var(--accent-1);
}

.hero-subtext {
   color: var(--shade-3);
   font-size: 1.05rem;
   line-height: 1.7;
   max-width: 58ch;
}

.hero-cta {
   display: grid;
   grid-auto-flow: column;
   grid-auto-columns: max-content;
   gap: 0.75rem;
   align-items: center;
   min-width: 0;
}

/* =========================
   TRUST CHIPS (WRAP + NO OVERFLOW)
========================= */
.hero-trust {
   display: grid;
   gap: 0.5rem;
   grid-template-columns: repeat(auto-fit, minmax(10rem, 1fr));
   min-width: 0;
}

.trust-chip {
   font-size: 0.85rem;
   font-weight: 600;
   color: var(--shade-2);
   background: var(--light-1);
   border: 1px solid rgba(46, 54, 81, 0.15);
   border-radius: 999px;
   padding: 0.4rem 0.75rem;
   box-shadow: 0 10px 24px rgba(9, 37, 77, 0.06);

   min-width: 0;
   text-align: center;
   white-space: normal;
   overflow-wrap: anywhere;
}

/* =========================
   HERO MEDIA
========================= */
.hero-media {
   grid-column: 8 / -1;
   display: grid;
   gap: 0.9rem;
}

.hero-image {
   height: 520px;
   width: 100%;
   max-width: 100%;
   object-fit: cover;
   border-radius: var(--radius-xl);
   box-shadow: var(--shadow);
}

.hero-card {
   background: linear-gradient(135deg,
         rgba(0, 64, 1, 0.96),
         rgba(14, 104, 14, 0.92));
   color: var(--light-1);
   border-radius: var(--radius);
   padding: 1rem 1.1rem;
   box-shadow: 0 18px 40px rgba(6, 13, 48, 0.16);
}

.hero-card-title {
   font-weight: 700;
   margin-bottom: 0.25rem;
}

.hero-card-text {
   margin: 0;
   color: rgba(255, 255, 255, 0.9);
}

/* =========================
   SECTION HEAD
========================= */
.section-head {
   display: grid;
   gap: 0.35rem;
   margin: 1.75rem 0 1rem 0;
   padding: 0 1.5rem;
}

.section-subtext {
   color: var(--shade-3);
   max-width: 70ch;
   line-height: 1.7;
}

/* =========================
   SERVICES
========================= */
.home-services {
   padding: 1rem 0 0.5rem 0;
}

.service-grid {
   display: grid;
   grid-template-columns: repeat(12, minmax(0, 1fr));
   /* <-- KEY FIX */
   gap: 1.25rem;
   margin-top: 1rem;
   padding: 0 1.5rem 1rem 1.5rem;
}

.service-card {
   grid-column: span 4;
   background: var(--light-1);
   border-radius: var(--radius);
   padding: 1.25rem;
   border: 1px solid rgba(46, 54, 81, 0.10);
   box-shadow: 0 14px 34px rgba(9, 37, 77, 0.08);
}

.service-card p {
   color: var(--shade-3);
   line-height: 1.65;
   margin: 0.25rem 0 0.75rem 0;
}

/* =========================
   SPLIT SECTION
========================= */
.home-split {
   display: grid;
   grid-template-columns: repeat(12, minmax(0, 1fr));
   /* <-- KEY FIX */
   gap: 1.5rem;
   align-items: center;
   padding: 2rem 1rem;
}

.split-media {
   grid-column: 1 / span 6;
}

.split-image {
   width: 100%;
   max-width: 100%;
   border-radius: var(--radius-xl);
   box-shadow: var(--shadow);
}

.split-copy {
   grid-column: 7 / -1;
   display: grid;
   gap: 0.8rem;
}

.split-copy p {
   color: var(--shade-3);
   line-height: 1.7;
   margin: 0;
}

.split-list {
   margin: 0.25rem 0 0 0;
   padding-left: 1.1rem;
   color: var(--shade-3);
}

/* =========================
   PROCESS
========================= */
.home-process {
   padding: 0.5rem 0 1.25rem 0;
}

.process-grid {
   display: grid;
   grid-template-columns: repeat(12, minmax(0, 1fr));
   /* <-- KEY FIX */
   gap: 1.25rem;
   margin-top: 1rem;
   padding: 0 1rem;
}

.step-card {
   grid-column: span 3;
   background: var(--light-2);
   border-radius: var(--radius);
   padding: 1.1rem;
   border: 1px solid rgba(46, 54, 81, 0.10);
   box-shadow: 0 14px 34px rgba(9, 37, 77, 0.06);
}

.step-num {
   font-family: var(--font-2-subheading);
   font-weight: 800;
   color: var(--accent-1);
   margin-bottom: 0.25rem;
}

/* =========================
   CTA BAND
========================= */
.home-cta {
   margin: 2rem 0 1.5rem 0;
   padding: 1.6rem;
   border-radius: var(--radius-xl);
   border: 1px solid rgba(46, 54, 81, 0.10);
   background:
      radial-gradient(1200px 500px at 20% 10%, rgba(255, 180, 0, 0.20), transparent 55%),
      radial-gradient(900px 450px at 90% 20%, rgba(0, 134, 1, 0.18), transparent 60%),
      var(--light-1);
   box-shadow: var(--shadow);
}

.cta-inner {
   display: grid;
   gap: 0.75rem;
}

.cta-inner p {
   margin: 0;
   color: var(--shade-3);
   line-height: 1.7;
}

.cta-actions {
   display: grid;
   grid-auto-flow: column;
   grid-auto-columns: max-content;
   gap: 0.75rem;
   margin-top: 0.25rem;
   min-width: 0;
}

/* =========================
   BUTTON VARIANTS
========================= */
.btn-primary {
   background: var(--color-1);
   color: var(--light-1);
   box-shadow: 0 16px 40px rgba(0, 64, 1, 0.20);
}

.btn-primary:hover {
   background: var(--color-2);
   transform: translateY(-1px);
   box-shadow: 0 22px 55px rgba(0, 64, 1, 0.26);
}

.btn-secondary {
   background: var(--accent-2);
   color: rgba(6, 13, 48, 0.95);
   box-shadow: 0 16px 40px rgba(255, 180, 0, 0.22);
}

.btn-secondary:hover {
   background: var(--accent-3);
   transform: translateY(-1px);
   box-shadow: 0 22px 55px rgba(255, 180, 0, 0.30);
}

.btn-ghost {
   background: transparent;
   color: var(--color-2);
   border-color: rgba(14, 104, 14, 0.35);
}

.btn-ghost:hover {
   border-color: rgba(14, 104, 14, 0.55);
   transform: translateY(-1px);
   box-shadow: 0 18px 45px rgba(9, 37, 77, 0.10);
}

/* =========================
   RESPONSIVE
========================= */
@media (max-width: 960px) {

   .hero-copy,
   .hero-media,
   .split-media,
   .split-copy {
      grid-column: 1 / -1;
   }

   .service-card {
      grid-column: span 6;
   }

   .step-card {
      grid-column: span 6;
   }

   .hero-image {
      height: 420px;
   }
}

@media (max-width: 768px) {

   .service-card,
   .step-card {
      grid-column: 1 / -1;
   }

   .hero-image {
      height: 360px;
   }

   .hero-cta,
   .cta-actions {
      grid-auto-flow: row;
      grid-auto-columns: 1fr;
      justify-items: start;
   }
}.row-1 {
     grid-column: 1 / -1;
     display: contents;
}

.content {
     grid-column: 1 / span 7;
     padding-block: clamp(2.5rem, 4vw, 3.5rem);
     display: grid;
     row-gap: 1.5rem;
}

.eyebrow {
     font-size: 0.9rem;
     text-transform: uppercase;
     letter-spacing: 0.12em;
     color: var(--tax11-primary-soft);
     font-weight: 600;
}

.lead {
     margin: 0;
     color: var(--shade-4);
     font-size: 1rem;
     line-height: 1.6;
}

/* Buttons row */

.btn-row {
     display: grid;
     grid-auto-flow: column;
     grid-auto-columns: max-content;
     gap: 0.9rem;
     margin-top: 0.5rem;
}

/* .highlights {
     margin: 1.25rem 0 0;
     padding-left: 2rem;
     color: var(--shade-4);
     font-size: 0.98rem;
     line-height: 1.6;
} */

/* BIO - Right Side */
.bio {
     grid-column: 8 / span 5;
     align-self: center;
     background: var(--tax11-surface);
     border-radius: var(--tax11-radius-xl);
     box-shadow: var(--tax11-shadow-soft);
     padding: 2rem 1.8rem;
     display: grid;
     row-gap: 1.5rem;
}

.bio-image-wrapper {
     display: grid;
     place-items: center;
}

.bio-image {
     width: 140px;
     height: 140px;
     object-fit: cover;
     border-radius: 50%;
     border: 5px solid var(--tax11-surface);
     box-shadow: 0 8px 30px rgba(0, 0, 0, 0.25);
}

.bio-text {
     display: grid;
     row-gap: 0.5rem;
     text-align: left;
}

.name {
     margin: 0;
     font-size: 1.35rem;
     color: var(--color-1);
     text-align: center;
}

.title {
     margin: 0;
     font-weight: 600;
     color: var(--shade-3);
     text-align: center;
}

.subtitle {
     margin: 0;
     color: var(--tax11-text-muted);
     font-size: 0.95rem;
     text-align: center;
}

.copy {
     margin-top: 0.75rem;
     color: var(--tax11-text-muted);
     font-size: 0.95rem;
     line-height: 1.6;
}


/* =======================
   TABLET
========================== */

@media (max-width: 960px) {

     .content,
     .bio {
          grid-column: 1 / -1;
          /* stack everything */
     }

     .bio {
          margin-top: 0;
     }
}

/* =======================
   MOBILE
========================== */

@media (max-width: 768px) {

     .actions {
          grid-auto-flow: row;
          grid-auto-columns: auto;
     }

     .btn-row .btn {
          width: 100%;
          text-align: center;
     }

}.row-2 {
     grid-column: 1 / -1;
}

.row-2 {
     display: contents;
}

.feature-card {
     background: var(--tax11-surface);
     border-radius: var(--tax11-radius-lg);
     box-shadow: var(--tax11-shadow-soft);
     padding: 1.5rem 1.6rem;
     display: grid;
     row-gap: 1rem;
     margin-top: 0.75rem;
}

.feature-card--alert {
     grid-column: 1 / span 8;
}

.feature-title {
     margin: 0;
     font-size: 1.3rem;
     color: var(--tax11-primary);
}

.feature-subtitle {
     margin: 0.35rem 0 0.25rem;
     font-weight: 600;
     color: var(--tax11-text);
}

.feature-text {
     margin: 0.4rem 0 0.75rem;
     color: var(--tax11-text-muted);
     font-size: 0.97rem;
     line-height: 1.6;
}

.feature-image-wrapper {
     border-radius: 18px;
     overflow: hidden;
}

.feature-image {
     width: 100%;
     display: block;
     height: 170px;
     object-fit: cover;
}

.feature-body {
     display: grid;
     row-gap: 0.75rem;
}

.feature-list {
     margin: 0.2rem 0 0.75rem;
     padding-left: 1.1rem;
     color: var(--tax11-text-muted);
     font-size: 0.96rem;
     line-height: 1.6;
}

/* .feature-link {
     font-weight: 600;
     color: var(--tax11-primary-soft);
     text-decoration: none;
} */

/* .feature-link:hover {
     text-decoration: underline;
} */


/* =======================
   TABLET
========================== */

@media (max-width: 960px) {

     .feature-card--alert,
     .feature-card--company,
     .feature-card--individual {
          grid-column: 1 / -1;
          /* stack everything */
     }

}.row-4 {
     grid-column: 1 / span 12;
     margin-top: 3rem;
}

.row-4 h2 {
     margin: 0;
     font-size: 1.4rem;
     color: var(--accent-3);
}

.row-4 p {
     margin: 0;
     font-size: 0.98rem;
     opacity: 0.95;
}

.inner {
     background: linear-gradient(135deg,
               rgba(0, 58, 128, 0.98),
               rgba(0, 95, 178, 0.97));
     border-radius: var(--tax11-radius-lg);
     padding: 2rem 1.75rem;
     color: #ffffff;
     display: grid;
     row-gap: 0.75rem;
     box-shadow: var(--tax11-shadow-soft);
}

/* =======================
   TABLET
========================== */

@media (max-width: 960px) {

     .row-4 {
          grid-column: 1 / -1;
          /* stack everything */
     }

}

/* =======================
   MOBILE
========================== */

@media (max-width: 768px) {

     .row-4 {
          grid-auto-flow: row;
          grid-auto-columns: auto;
     }

     .row-4 .btn {
          width: 100%;
          text-align: center;
     }

     .inner {
          padding: 1.75rem 1.4rem;
     }
}.btn-pg1-1 {
     background: var(--accent-2);
     color: var(--color-1);
     box-shadow: 0 10px 25px rgba(0, 0, 0, 0.18);
}

.btn-pg1-1:hover {
     color: var(--shade-4);
     transform: translateY(-1px);
     box-shadow: 0 14px 32px rgba(0, 0, 0, 0.23);
}

.btn-pg1-2 {
     background: transparent;
     color: var(--color-1);
     border-color: var(--color-1);
}

.btn-pg1-2:hover {
     background: var(--shade-6);
}

.btn-pg1-3 {
     background: transparent;
     color: var(--light-1);
     border-color: var(--light-1);
}

.btn-pg1-3:hover {
     background: var(--color-2);
}