:root {
     --tax11-primary: #003a80;
     --tax11-primary-soft: #0b4c99;
     --tax11-accent: #ffb400;
     --tax11-bg: #f5f7fb;
     --tax11-surface: #ffffff;
     --tax11-text: #1f2a3c;
     --tax11-text-muted: #5b6475;
     --tax11-radius-lg: 24px;
     --tax11-radius-xl: 32px;
     --tax11-shadow-soft: 0 18px 45px rgba(9, 37, 77, 0.12);

}/* =========================
   ROW 1: HERO (spans 12-col container)
========================= */
.home-hero {
   grid-column: 1 / -1;
   display: grid;
   grid-template-columns: repeat(12, 1fr);
   gap: 1.5rem;
   align-items: center;
}

/* Hero copy */
.hero-copy {
   grid-column: 1 / span 7;
   display: grid;
   gap: 1rem;
}

.hero-kicker {
   font-family: var(--font-2-subheading);
   font-weight: 600;
   letter-spacing: 0.02em;
   color: var(--color-2);
}

.hero-copy h1 {
   max-width: 22ch;
}

.hero-highlight {
   color: var(--accent-1);
}

.hero-subtext {
   color: var(--shade-3);
   font-size: 1.05rem;
   line-height: 1.7;
   max-width: 58ch;
}

/* CTA group */
.hero-cta {
   display: grid;
   grid-auto-flow: column;
   grid-auto-columns: max-content;
   gap: 0.75rem;
   align-items: center;
}

/* Chips */
.hero-trust {
   display: grid;
   grid-template-columns: repeat(5, max-content);
   gap: 0.5rem;
   margin-top: 0.25rem;
}

.trust-chip {
   font-size: 0.85rem;
   font-weight: 600;
   color: var(--shade-2);
   background: var(--light-1);
   border: 1px solid rgba(46, 54, 81, 0.15);
   border-radius: 999px;
   padding: 0.4rem 0.75rem;
   box-shadow: 0 10px 24px rgba(9, 37, 77, 0.06);
}

/* Media */
.hero-media {
   grid-column: 8 / -1;
   display: grid;
   gap: 0.9rem;
}

.hero-image {
   height: 520px;
   object-fit: cover;
   border-radius: var(--radius-xl);
   box-shadow: var(--shadow);
}

.hero-card {
   background: linear-gradient(135deg,
         rgba(0, 64, 1, 0.96),
         rgba(14, 104, 14, 0.92));
   color: var(--light-1);
   border-radius: var(--radius);
   padding: 1rem 1.1rem;
   box-shadow: 0 18px 40px rgba(6, 13, 48, 0.16);
}

.hero-card-title {
   font-weight: 700;
   margin-bottom: 0.25rem;
}

.hero-card-text {
   margin: 0;
   color: rgba(255, 255, 255, 0.9);
}

/* =========================
   ROW 1: RESPONSIVE
========================= */
@media (max-width: 960px) {

   .hero-copy,
   .hero-media {
      grid-column: 1 / -1;
   }

   .hero-trust {
      grid-template-columns: repeat(3, max-content);
   }

   .hero-image {
      height: 420px;
   }
}

@media (max-width: 768px) {
   .hero-image {
      height: 360px;
   }

   .hero-cta {
      grid-auto-flow: row;
      grid-auto-columns: 1fr;
      justify-items: start;
   }

   .hero-trust {
      grid-template-columns: repeat(2, max-content);
   }
}/* =========================
   ROW 2: SERVICES
========================= */
.home-services {
   grid-column: 1 / -1;
   padding: 1rem 0 0.5rem 0;
}

/* Shared section head styling (used in this row only) */
.section-head {
   display: grid;
   gap: 0.35rem;
   margin: 1.75rem 0 1rem 0;
}

.section-subtext {
   color: var(--shade-3);
   max-width: 70ch;
   line-height: 1.7;
}

.service-grid {
   display: grid;
   grid-template-columns: repeat(12, 1fr);
   gap: 1.25rem;
   margin-top: 1rem;
}

.service-card {
   display: grid;
   align-content: start;
   text-decoration: none;
   color: inherit;

   grid-column: span 4;
   background: var(--light-1);
   border-radius: var(--radius);
   padding: 1.25rem;
   border: 1px solid rgba(46, 54, 81, 0.10);
   box-shadow: 0 14px 34px rgba(9, 37, 77, 0.08);
}

.service-card:hover {
   transform: translateY(-2px);
   box-shadow: var(--shadow-btn-hover);
}

.service-card p {
   color: var(--shade-3);
   line-height: 1.65;
   margin: 0.25rem 0 0.75rem 0;
}

/* =========================
   ROW 2: RESPONSIVE
========================= */
@media (max-width: 960px) {
   .service-card {
      grid-column: span 6;
   }
}

@media (max-width: 768px) {
   .service-card {
      grid-column: 1 / -1;
   }
}/* =========================
   ROW 3: SPLIT
========================= */
.home-split {
   grid-column: 1 / -1;
   display: grid;
   grid-template-columns: repeat(12, 1fr);
   gap: 1.5rem;
   align-items: center;
   padding: 2rem 0;
}

.split-media {
   grid-column: 1 / span 6;
}

.split-image {
   border-radius: var(--radius-xl);
   box-shadow: var(--shadow);
}

.split-copy {
   grid-column: 7 / -1;
   display: grid;
   gap: 0.8rem;
}

.split-copy p {
   color: var(--shade-3);
   line-height: 1.7;
   margin: 0;
}

.split-list {
   margin: 0.25rem 0 0 0;
   padding-left: 1.1rem;
   color: var(--shade-3);
}

/* =========================
   ROW 3: RESPONSIVE
========================= */
@media (max-width: 960px) {

   .split-media,
   .split-copy {
      grid-column: 1 / -1;
   }
}/* =========================
   ROW 4: PROCESS
========================= */
.home-process {
   grid-column: 1 / -1;
   padding: 0.5rem 0 1.25rem 0;
}

.process-grid {
   display: grid;
   grid-template-columns: repeat(12, 1fr);
   gap: 1.25rem;
   margin-top: 1rem;
}

.step-card {
   grid-column: span 3;
   background: var(--light-2);
   border-radius: var(--radius);
   padding: 1.1rem;
   border: 1px solid rgba(46, 54, 81, 0.10);
   box-shadow: 0 14px 34px rgba(9, 37, 77, 0.06);
}

.step-num {
   font-family: var(--font-2-subheading);
   font-weight: 800;
   color: var(--accent-1);
   margin-bottom: 0.25rem;
}

/* =========================
   ROW 4: RESPONSIVE
========================= */
@media (max-width: 960px) {
   .step-card {
      grid-column: span 6;
   }
}

@media (max-width: 768px) {
   .step-card {
      grid-column: 1 / -1;
   }
}/* =========================
   ROW 5: CTA (force full-width in 12-col .container grid)
========================= */
main.container>section.home-cta {
   grid-column: 1 / -1;
   justify-self: stretch;
   width: 100%;

   margin: 2rem 0 1.5rem 0;
   padding: 1.6rem;
   border-radius: var(--radius-xl);
   border: 1px solid rgba(46, 54, 81, 0.10);
   background:
      radial-gradient(1200px 500px at 20% 10%, rgba(255, 180, 0, 0.20), transparent 55%),
      radial-gradient(900px 450px at 90% 20%, rgba(0, 134, 1, 0.18), transparent 60%),
      var(--light-1);
   box-shadow: var(--shadow);
}

.home-cta .cta-inner {
   display: grid;
   gap: 0.75rem;
}

.home-cta .cta-inner p {
   margin: 0;
   color: var(--shade-3);
   line-height: 1.7;
}

.home-cta .cta-actions {
   display: grid;
   grid-auto-flow: column;
   grid-auto-columns: max-content;
   gap: 0.75rem;
   margin-top: 0.25rem;
}

@media (max-width: 768px) {
   .home-cta .cta-actions {
      grid-auto-flow: row;
      grid-auto-columns: 1fr;
      justify-items: start;
   }
}/* =========================
   BUTTONS  (Grid-based, no flex)
========================= */

.btn-primary {
     background: var(--accent-2);
     color: var(--color-1);
     box-shadow: 0 10px 25px rgba(0, 0, 0, 0.18);
}

.btn-primary:hover {
     color: var(--shade-4);
     transform: translateY(-1px);
     box-shadow: 0 14px 32px rgba(0, 0, 0, 0.23);
}

.btn-outline {
     background: transparent;
     color: var(--color-1);
     border-color: var(--color-1);
}

.btn-outline:hover {
     background: var(--shade-6);
}

.home-cta-row {
     background: transparent;
     color: var(--light-1);
     border-color: var(--light-1);
}

.home-cta-row:hover {
     background: var(--color-2);
}.btn-pg1-1 {
     background: var(--accent-2);
     color: var(--color-1);
     box-shadow: 0 10px 25px rgba(0, 0, 0, 0.18);
}

.btn-pg1-1:hover {
     color: var(--shade-4);
     transform: translateY(-1px);
     box-shadow: 0 14px 32px rgba(0, 0, 0, 0.23);
}

.btn-pg1-2 {
     background: transparent;
     color: var(--color-1);
     border-color: var(--color-1);
}

.btn-pg1-2:hover {
     background: var(--shade-6);
}

.btn-pg1-3 {
     background: transparent;
     color: var(--light-1);
     border-color: var(--light-1);
}

.btn-pg1-3:hover {
     background: var(--color-2);
}